First Homes are new-build flats and houses built on developments situated up and down the country, sold with a discount of at least 30%. Local councils can decide to allocate further discounts to make the scheme more affordable for local applicants.
A credit score represents your suitability to receive credit based on a range of data about your financial habits. It's mainly based on the information you provide on applications, as well as any previous credit agreements you have and any debt problems you may have encountered in the form of county court judgments or bankruptcies. Fortess Homes will give you a short idea if renting can...
Renting for the long-term has become more common in recent years and this means there is a range of new things for tenants to consider. Gone are the days when renting was just for the short-term while saving up to buy a property . These days, an average tenant could be anyone from a middle-aged renter to a retired pensioner or parents with dependent children.
If you’re going away this summer then it’s vital you ensure your home is safe. After all, thieves find it easy to know when a property is empty, with over 80% of break-ins occurring when the occupant or homeowner isn’t around.
How quickly do you respond to your own customers? When you have tenants renting your property, keeping it maintained and in good condition will be one of your highest priorities. However, the nature of day-to-day living means that things will get damaged or broken.
Being a residential landlord can be very rewarding and represents an attractive investment option against other asset classes.
Whether you’ve been providing accommodation for tenants for a while or you’re new to the industry, the type of property your tenants choose to let ultimately comes down to personal preference and circumstance. You may want to leave a blank canvas so your tenants can introduce their own belongings.
Moving into a new home is an exciting time, and even though you don’t own your rented property, it is nice to move all your things in and make it your own.
Whether you’re a veteran renter or a complete newbie, finding a new place to hang your hat can seem daunting. With rent and a deposit to pay, your bank balance might feel unusually stretched come moving time. But there is a way to avoid that sinking feeling: it all comes down to planning and preparation. Knowledge is power, and knowing exactly what renting costs you need to budget for...
Are you looking at buying a second home? Whether you’re looking for an investment property or a holiday home, we’ve compiled a guide of the most frequently asked questions people ask to help get you started.
Cleaning, decorating, and repairs may be required so having a contingency fund will allow you to carry out work quickly, to help minimize void periods.
The higher the rental yield, the more opportunity you have to enjoy significant returns on your investment. However, if you have already bought a rental property or you have inherited property, you cannot make a buying decision based on finding the best rental yields.
Tenants who has rented before will know that it isn’t always as easy as it should be to get your deposit back when you move out. The majority of contracts state that tenants will get their deposits back if they property is left in the same condition as when they moved in with an allowance for “wear and tear”.
It is important to keep it occupied at all times if possible. If you don’t, the mortgage, council tax and any other bills will be coming straight out of your own pocket.
If your property is on a mortgage, you are legally bound to inform your lender about your plans to let the property.
There are instances where your lender may levy a fee or alter your interest rate when you want to let your property. So the first and foremost thing you must do as a landlord if your property is mortgaged is to check with your lender about the rules and regulations that...
If you're usually in the office, working from home for a day or two can bring *increased* focus. However, for the full-time freelancer or home worker, doing the laundry, gardening or cleaning can become mysteriously and devilishly appealing, and always when you're supposed to be slaving away to meet a deadline. And then there's stroking the cat, popping to the shops, and of course, eating....
In essence, a tenancy is the right to possess and occupy land belonging to another. A tenancy gives the occupier a legal interest in the land for a defined period of time.
There are a lot of stresses that come with moving home. Moving day can be quite complicated, and there is a lot to get done. Delays can only add to any potential stress, so it is important to make sure your move goes as smoothly as possible. Here are tips to avoid any moving house delays:
Let’s face it, for most of us, they’re boring, and it’s time we’d rather spend doing something a lot more fun or productive. Of course, the cleanest way out of a sticky situation is to pay someone else to do it, but if we have to do our own housework, here are some easy motivational tips that don’t require too much thought or planning.
Property for rent doesn’t simply appeal to tenants who may be waiting or hoping to get onto the property ladder, but it also offers flexibility for those downsizing or moving into a new area. It isn’t uncommon for estate agents to arrange viewings for potential tenants that include everyone from young singles moving into their own place for the first time to mature couples...
Monday morning? It’s nobody’s favorite time of the week.
We’ve all been there. But just because that Monday morning alarm clock is a rude awakening (literally), that doesn’t mean you can’t make the most of those early hours.
Your home office may be a spacious room dedicated to your work, a niche you’ve carved out of a closet or the corner of your bedroom.
Getting health benefits from physical activity is easier than you think, and it does not have to cost an arm and a leg.
Doing at least 150 minutes a week of moderate-intensity activity is enough to keep you feeling fit and healthy.
The rent you receive will be offset by your buy-to-let mortgage, if you have one. But understanding rent prices in London also helps you work out potential rental yield, as well as set prices that influence who your property (or properties) will appeal to.
Parents have been able to help young people learn valuable life skills as they take on responsibilities around the house, whilst their parents continue to work.
For decades, landlords have had the right to refuse tenants based on their beloved furry friends. That said, with pets becoming increasingly more important in our lives, and with a mental health crisis on our hands, the government is pushing for change.
Ventilation prevents the flow of impurities in your house, It gives you a better regulation of fresh and healthy air. Having a properly ventilated house automatically provides a drop in the temperature. It has many other health benefits as it maintains your body temperature, poor ventilation can lead to a lot of health issues related to asthma, sinusitis, etc.
Due to the current lockdown situation enforced by the Coronavirus pandemic, we wanted to share some tips that everyone can follow to create an area at home for participating in home workouts.
Home has always been where the heart is, a place to escape daily stresses, filled where possible with the people and things we love.
If you’re thinking of selling your home to a family member, that could be a win-win for all involved.
Renovating your property, whether you’re a homeowner or landlord, can add value to your property and even boost its appeal for tenants and buyers.
Estate agents know that it’s often difficult to find a home that ticks all their client’s boxes. Let’s face it every year, a new wave of fads comes to replace the old ones. But there are still a handful of features that continue to attract buyers, some of which people deem absolute musts. Prepare yourself for 2020 by looking at this list of home design trends that can...
Marquis Road is a Street in the Greater London Urban Area of Lower Holloway and measures approximately 245 meters long. If you're seeking a slightly more tranquil village-like lifestyle, but still want to be close to the hustle and bustle of city life, then Marquis Road is the perfect location for you.
You don’t need to hit the gym to get your daily exercise in, there are plenty of free fitness online tutorials for exercising at home.
North London is home to a variety of cultural and historical landmarks and fascinating architecture for its residents to enjoy. It's one of the most multicultural areas in the UK and considered a more upmarket part of London.
Converting houses into flats is becoming increasingly popular. There’s a high demand for flats in Camden Town London, and splitting a property into units can maximize both rental incomes in the short-term, and profit on sale in the long-term.
Fortress Homes answer the questions they are most frequently asked by sellers. Our teams at Camden Town and Kentish Town had so much sales advice to offer that we have split the questions and answers across two blogs.
The Government has announced adjustments to the Stamp Duty Land Tax (Stamp Duty) payable upon completion of a purchase.
Stamp Duty for properties over £500,000, and for second homes or buy-to-let properties, is still payable?
The new Stamp Duty reduction will enable many buyers to step onto the property ladder without needing to factor in the cost of Stamp Duty,...
We probably all have a slightly different idea of what it means to be a good neighbour. For the most part, many of us think it’s about keeping our home tidy, not letting the dog bark too loudly, not parking inconsiderately or not having parties to the early hours of the morning.
In an attempt to help mortgage holders ease their immediate financial worries the government announced that anyone struggling financially because of the virus could apply for a 3 month mortgage payment holiday.
The Health Protection (Coronavirus Restrictions) (Wales) Regulations 2020 have been amended so that people who wish to move home can now do so.
It is often said that buying a property can be one of the most stressful stages in your life. We have created this helpful guide to ease you through the process of buying a property in London.
It’s easier than you think to learn how to clean your house quickly and efficiently! Read more tips.....
Flooring is something that you need to look at. Make sure your home has hardwood floors or easy to clean textured tiles. If you own a dog or a cat, then having rugs in the house can accumulate hair and bacteria.
Can you afford to pay not only the monthly mortgage payments but the running costs of the home too? Buying your first home is exciting, but it can be daunting too.
The amount of deposit you’ll need in order to get a mortgage is worked out as a percentage of the value of the property. Home-buyers with more than five percent deposit have a more favorable selection of mortgages available to them the greater the deposit, the lower the interest.
As the UK is in the midst of some of the tightest restrictions on social interaction and movement, other businesses are finding ways to adapt to the new, albeit temporary, normal. The virtual viewings we have conducted in the past have been very popular, and we believe that the technology used could revolutionize the way in which our customers arrange viewings.
If you’re too busy, don’t worry. These easy at-home exercises will help you stay fit without having to go to the gym. And you don’t need any equipment for these.
Living in a rental can dampen your design options. With unchangeable fixtures and cabinets, bland paint colors, and the threat of losing your security deposit if you make changes, a lot of renters suppress their personal style and settle for builder-grade basic.
Entertaining at home is a great way to get together with friends and family. Going out to dinner or events is fun, but there is something special about hosting at home.
As a new agent, having strong time management skills is crucial. Successful agents and brokers know how valuable the hours in the day are and do their best to take advantage of them. If you’re struggling to keep up with your current workload, you should take some lessons from folks who have mastered time management.
Renting is a great way of living somewhere for a shorter period of time, whether that’s for a temporary job or to stay local to family, without any additional costs. If you decide to move when you have bought a house you could face additional charges, such as an early repayment charge on your mortgage. However buying a house could be cheaper in the long-term, as you have the...
Buying a house is likely to be one of the biggest financial commitments you make in your life, so it’s important you ensure you are managing your finances correctly. The deposit you’ll need will vary on the mortgage you can take out but remember the more you save for your deposit will result in lower repayments each month!
When tenants/landlords discuss “pets”, they’re typically referring to dogs and cats. Dogs are the most common pets in the UK, and if there’s any type of household pet that is capable of effortlessly destroying a house, it’s a dog. Smaller pets like fish, hamsters and rabbits aren’t usually a problem. On that basis, I’m going to focus this article with...
This year is centred around encouraging global citizens to make a promise regarding dietary, fitness, health and lifestyle changes at work and at home for a longer, better, heart-healthier life for someone they love or care about. Increasingly, natural evidence-based therapies are in the spotlight to support heart health with researchers reporting advances in the understanding of their role....
Open houses may be staged to look like a home decor dream, but don’t let that distract you from the real reason you’re there to potentially buy a home. Make sure you can look past the neatly arranged furniture and focus solely on whether the house would be a good fit for you and your family.
Everyone knows that estate agents can help you to find the home of your dreams. When you are looking for a house, having someone to help you is never a bad thing. Searching the internet can produce some pretty good results, but an agent can make sure you get the most bang for your buck. Not a lot of people know that estate agents can also help you find rental properties.
At Fortess Homes our number one priority is the safety of our staff and customers. We are very much open for business our customer receive a high level service over the phone and email. We will continue to use technology in numerous ways to help our customers. If you are looking for some advice we remain here to support in any way we can.
Most people aim to own their home outright, to give them the security of knowing it’s all theirs. But when you’re looking at buy to let, you should understand that it’s possible to increase your returns by having a mortgage.
As the UK is in the midst of some of the tightest restrictions on social interaction and movement in living memory, with uncertainty in regards to the duration of this period, we, like many other businesses, are finding ways to adapt to the new, albeit temporary, normal.
Anyone can try to sell a house by taking standard run-of-the-mill photos, adding basic property details and uploading online. The phone might ring to arrange viewings with hope an offer will be accepted. At Fortess Homes, our mission is different – we don’t just sell properties. Our job is to maximize the selling price for the owner. Our entire process and business model is set up...
Buyers and sellers want Transparency, Certainty and Reliability. A property needs to be ‘Sale Ready’ - as a seller would you prefer an uninformed or an informed buyer you can rely on?
It’s all about making sure house hunters click on your listing and ultimately book a viewing. There are 8 key points you need to make sure you have correct in order to get the best possible response. I want you to rate each of the following points of your online portal listing out of 5. You will finish with a score that is marked out of 40.
ARE YOU ON THE MARKET and wondering why you aren’t getting many viewings? Do you drive past similar homes only to see a sold board staring back at you? Are you frustrated? If so, what can you do to get more viewings?
I LOVE THE AUTUMN MONTHS I also love it because if you get it right, autumn is the second best time of year to sell your home. Families are back from their summer breaks and the kids are back at school.
Show houses are dressed to create a mood and to instill desire. They feel loved. More importantly though, they make buyers want to buy them. They are aimed to appeal to their targeted buyer. All are designed to have a positive effect on your home and help it sell more easily for the best possible price.
Facebook is a very fastest way to advertise and market your home for sale. We still use Rightmove, Zoopla and Prime Location. These forms of advertising though rely on a person going to those websites. Used correctly, Facebook adverts go direct to them. Facebook turns advertising on its head.
There are over 7.7 million families with dependent children in the UK. At any one time, approx 3% of residents in the UK are in the process of moving. That equates to lots of families with children trying to sell their home!
We love our own kids. However, when it comes to moving home they can make the whole process a little bit more difficult.
We are a nation of pet lovers. Strange isn’t it then when it comes to selling a home with pets, buyers seem to find animals a big no-no! We love animals at Fortess Homes.
Between us we have cats and dogs, tropical fish and guinea pigs. A colleague keeps chickens. We even have our very own office puppy. However, when it comes to selling houses pets can also distract. They can put...
Fortess Homes know the importance of using high quality marketing material to show your property in the best way possible. Here at Fortess Homes we believe in crystal clear photography that shows off the whole room.
Have you ever wondered why some homes also sell more quickly? It’s all about your presentation. How your home is presented and how your agent presents it with the photos they take.
If you're a buy-to-let landlord or property investor, there are many pieces of legislation and regulations you need to be aware of, in order for your properties to remain legally compliant.
The Fortess Home Property Management and Lettings Service.
Fortess Homes understands how complex and time consuming letting your property can be and therefore with our long-established reputation for knowledge and experience we are able to assist you along the way.
If you own a property in Kentish Town that you're unsure what to do with but don't want to sell, especially if you've inherited it, a great way of using it as a source of extra income can be to rent it out.
PRE-EXISTING TENANCIES VS. NEW TENANCIES
If a property does not meet the minimum standard of an E rating, it must not be let to a new tenant after 1 April 2018 until it is reassessed with an E or higher rating. If the tenancy period has already begun but it started before 1 April 2018, the landlord must improve the property rating to E or higher by 1 April 2020
Getting the wrong tenants can be a costly and time-consuming experience.
Simple questions can ensure that you and those renting your property are on the same page. You can contact us any time to discuss this guide and learn about how our range of letting services can help you to let your property.
Here at Fortess Homes we’ve helped hundreds of landlords in Kentish Town and the City let out their property and find good tenants for their home. We have up to date knowledge of all the relevant legislation, and we have local contractors on hand to deal with any problems at your property 24/7.
That’s why we’ve put together this step by step guide to help put your...
While summer is a perfect time of year to relax and unwind, it is also a time to be active. If you are the sort of person who doesn’t carry out essential jobs in winter or spring because the weather is miserable, you cannot avoid the jobs any longer. Summer is perfect for getting outside of the house and carrying out work, or to take care of tasks that enhance your home.
There is...
London Landlords – Ready For Tenant Fees Act?
It is vital landlords remain up to date with lettings industry regulations. The pace of changes and updates in the industry has challenged many landlords. There has been anecdotal evidence some landlords have left the industry due to the pressure they face. However, with demand for rental property high, we believe there is an excellent...
We are pleased to announce that Loft Style Properties will now be known as Fortess Homes. Alongside the name change will be a slight change in attitude but even with this rebranding, you can be confident you will still receive the same high standard of service and support that you associate with us.
